Portfolio Update July 2020

Swiss coins

Welcome to the Portfolio update of July 2020. -16k CHF Networth and a negative Savings Rate. Fuck x(

Let’s see how the the P2P Portfolio performed.

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Portfolio Update June 2020

Swiss coins

Welcome to the Portfolio update of June 2020. +11k CHF Networth and a Savings Rate of 50%. Awesome 😀

Let’s see how the the P2P Portfolio performed.

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Technical Review: FastInvest

Updated: 14.05.2020

Welcome to the FastInvest technical review. Let’s look into the gory details of FastInvest.

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Portfolio update May 2020

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Welcome to the Portfolio update of May 2020. A bit of recovery on all fronts, Net worth looks better again (partly because I adjusted the applied exchange rates for USD and EUR assets). And Savings Rate beyond 60% which is awesome as it was a regular income month.

Let’s see how the the P2P Portfolio performed.

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Technical Review: Monethera

Updated: 13.04.2020

Welcome to the Monethera technical review. Let’s look into the gory details of Monethera.

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Portfolio update April 2020

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Welcome to the Portfolio update of April 2020. What a shitty month. Corona crisis in full motion. Me working from home since the 2nd of March and a Net Worth loss of 16k CHF.

Let’s see how the the P2P Portfolio performed.

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Technical Review: Wisefund

Updated: 09.04.2020

Welcome to the Wisefund technical review. Let’s look into the gory details of Wisefund.

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Post series: Technical Reviews

As previously announced I will start a post series with a technical review/analysis of the different platforms. You will be able to find them at the Technical Reviews page.

This is the list of the areas I will look into:

  • Bad Press: do other bloggers write negatively about the platform?
  • Owners/Team public: are the owners or the people working at a platform discoverable?
  • Company records: does the company have publicly available records in a business register or similar?
  • Technological Analysis
    • Webhoster: Is the page hosted on a known cloud or by some other company?
    • DNS Records: Are the DNS records public and pointing to the same registered address?
    • Available in origin country: Is the platform available for local investors?
  • Verdict: Given the information I found, is the platform likely to be a fraud/scam?
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Portfolio update March 2020

Swiss coins

Welcome to the Portfolio update of March 2020. As usual we look at income and spending of the month and then at the P2P Portfolio value and changes.

Let’s see how the added 30k EUR to the P2P Portfolio performed.

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Second round: Investing another 30k EUR in different P2P Lending platforms

After creating my P2P portfolio with 30k EUR in the beginning of January, it’s time to document the second round.

This time around I invested 29.7k EUR (or 31.7k CHF thanks to the free conversion fees from Revolut) in 11 platforms which I personally think have a higher chance of being legit. After loosing 2 000 EUR with the sudden disappearance of Envestio I selected the platforms a bit more carefully.

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