Savings Rate

Updated: 03.11.2024

Here you can see the statistics for my income, expenses and savings rate.
For 2024 I’ll aim at a savings rate of 50%+.

“Net income” is the net amount of money which lands on my bank account.
“Expenses” are all money leaving our bank account.

The savings graphs/numbers exclude taxes, but include them explicitly in the yearly savings rate on a dedicated line.

2024

Month	Net Income	Expenses	Saved	Savings rate in %
Jan-23	16’651 CHF	16’510 CHF	140 CHF	0.85%
Feb-23	17’216 CHF	7’793 CHF	9423 CHF	54.73%
Mar-23	30’282 CHF	12’015 CHF	18’267 CHF	60.32%
Apr-23	18’228 CHF	7’868 CHF	10’360 CHF	56.84%
May-23	19’009 CHF	7’319 CHF	11’690 CHF	61.49%
Jun-23	17’530 CHF	12’557 CHF	4’973 CHF	28.37%
Jul-23	19’216 CHF	4’337 CHF	14’879 CHF	77.43%
Aug-23	18’672 CHF	7’337 CHF	11’335 CHF	60.7%
Sep-23	18’481 CHF	11’926 CHF	6’555 CHF	35.47%
Oct-23	18’854 CHF	4’756 CHF	14’097 CHF	74.77%
Nov-23
Dec-23
Total 2024	194’144 CHF	92’422 CHF	101’721 CHF	52.39%
Total 2024 (incl. Taxes)	194’144 CHF	131’634 CHF	62’509 CHF	32.20%

2023

Month	Net Income	Expenses	Saved	Savings rate in %
Jan-23	28’086 CHF	27’331 CHF	755 CHF	2.69%
Feb-23	28’223 CHF	9’740 CHF	54’482 CHF	65.49%
Mar-23	27’546 CHF	19’956 CHF	7’589 CHF	27.55%
Apr-23	27’601 CHF	5’571 CHF	22’029 CHF	79.81%
May-23	22’049 CHF	8’243 CHF	13’805 CHF	62.61%
Jun-23	19’432 CHF	8’810 CHF	10’621 CHF	54.66%
Jul-23	16’307 CHF	6’761 CHF	9’545 CHF	58.54%
Aug-23	13’935 CHF	5’315 CHF	8’620 CHF	61.86%
Sep-23	16’629 CHF	12’002 CHF	4’627 CHF	27.82%
Oct-23	15’315 CHF	5’991 CHF	9’088 CHF	60.88%
Nov-23	17’921 CHF	6’668 CHF	11’253 CHF	62.79%
Dec-23	25’908 CHF	14’168 CHF	11’739 CHF	45.31%
Total 2023	258’670 CHF	116’392 CHF	128’109 CHF	49.53%
Total 2023 (incl. Taxes)	258’670 CHF	136’823 CHF	107’677 CHF	41.63%

2022

Month	Net Income	Expenses	Saved	Savings rate in %
Jan-22	12’678 CHF	6’820 CHF	5’857 CHF	46.20%
Feb-22	13’488 CHF	4’389 CHF	9’099 CHF	67.46%
Mar-22	59’043 CHF	13’039 CHF	46’004 CHF	77.92%
Apr-22	15’889 CHF	7’779 CHF	8’110 CHF	51.04%
May-22	16’207 CHF	8’897 CHF	7’310 CHF	45.10%
Jun-22	18’119 CHF	8’527 CHF	9’592 CHF	52.94%
Jul-22	15’453 CHF	9’401 CHF	6’052 CHF	39.16%
Aug-22	17’710 CHF	7’737 CHF	9’973 CHF	56.31%
Sep-22	24’707 CHF	7’277 CHF	17’430 CHF	70.55%
Oct-22	38’384 CHF	11’713 CHF	26’670 CHF	69.48%
Nov-22	29’521 CHF	12’119 CHF	17’402 CHF	58.95%
Dec-22	29’015 CHF	27’913 CHF	1’102 CHF	3.80%
Total 2022	290’214 CHF	125’612 CHF	164’601 CHF	56.72%
Total 2022 (incl. Taxes)	290’214 CHF	165’090 CHF	125’124 CHF	43.11%

2021

Month	Net Income	Expenses	Saved	Savings rate in %
Jan-21	73’272 CHF	4’188 CHF	69’084 CHF	94.28%
Feb-21	12’066 CHF	10’026 CHF	2’040 CHF	16.91%
Mar-21	31’758 CHF	8’028 CHF	23’729 CHF	74.72%
Apr-21	12’017 CHF	8’249 CHF	3’768 CHF	31.36%
May-21	12’307 CHF	3’844 CHF	8’462 CHF	68.76%
Jun-21	19’610 CHF	10’111 CHF	9’499 CHF	48.44%
Jul-21	12’444 CHF	6’908 CHF	5’536 CHF	44.49%
Aug-21	28’099 CHF	10’594 CHF	17’505 CHF	62.30%
Sep-21	9’420 CHF	7’731 CHF	1’689 CHF	17.94%
Oct-21	9’675 CHF	23’025 CHF	-13’350 CHF	-137.98%
Nov-21	14’975 CHF	5’665 CHF	9’310 CHF	62.17%
Dec-21	15’643 CHF	16’653 CHF	-1’010 CHF	-6.46%
Total 2021	251’270 CHF	114’985 CHF	136’285 CHF	54.24%
Total 2021 (incl. Taxes)	251’270 CHF	147’369 CHF	103’901 CHF	41.35%

2020

Month	Net Income	Expenses	Saved	Savings rate in %
Jan-2 0	69’837 CHF	5’679 CHF	64’157 CHF	91.87%
Feb-20	11’683 CHF	5’670 CHF	6’012 CHF	51.46%
Mar-20	10’969 CHF	6’769 CHF	4’200 CHF	38.29%
Apr-20	11’158 CHF	3’680 CHF	7’477 CHF	67.02%
May-20	10’927 CHF	5’368 CHF	5’559 CHF	50.87%
Jun-20	11’088 CHF	9’599 CHF	1’488 CHF	13.42%
Jul-20	35’601 CHF	9’391 CHF	26’209 CHF	73.62%
Aug-20	12’164 CHF	8’059 CHF	4’104 CHF	33.74%
Sep-20	11’557 CHF	7’394 CHF	4’163 CHF	36.02%
Oct-20	12’007 CHF	7’281 CHF	4’726 CHF	39.36%
Nov-20	12’134 CHF	2’969 CHF	9’165 CHF	75.53%
Dec-20	22’972 CHF	18’675 CHF	4’297 CHF	18.71%
Total 2020	232’098 CHF	90’538 CHF	141’559 CHF	60.99%
Total 2020 (incl. Taxes)	232’098 CHF	141’559 CHF	104’808 CHF	45.16%

2019

Savings Rate 2019

Month	Net Income	Expenses	Saved	Savings rate in %
Jan-19	40’734 CHF	8’042 CHF	32’692 CHF	80.26%
Feb-19	11’916 CHF	8’395 CHF	3’521 CHF	29.55%
Mar-19	11’442 CHF	7’066 CHF	4’376 CHF	38.25%
Apr-19	12’704 CHF	8’901 CHF	3’803 CHF	29.93%
May-19	11’724 CHF	9’319 CHF	2’405 CHF	20.51%
Jun-19	11’304 CHF	9’631 CHF	1’673 CHF	14.80%
Jul-19	32’365 CHF	19’288 CHF	13’077 CHF	40.40%
Aug-19	12’611 CHF	7’164 CHF	5’447 CHF	43.19%
Sep-19	11’330 CHF	28’658 CHF	-17’328 CHF	-152.94%
Oct-19	11’518 CHF	6’077 CHF	5’441 CHF	47.24%
Nov-19	11’644 CHF	5’762 CHF	5’882 CHF	50.51%
Dec –19	50’745 CHF	14’987 CHF	35’758 CHF	70.47%
Total 2019 (incl. Taxes)	230’036 CHF	133’289 CHF	96’747 CHF	42.06%