Pulling out of P2P Investing after 9 months

When I started this blog I had the goal to document my journey to financial independence and generally have a place where I can talk about money and finances. We’re 9 months later and face total profits of 2114 EUR vs. losses of 8720 EUR (including Grupeer which still has a chance to recover).

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Second round: Investing another 30k EUR in different P2P Lending platforms

After creating my P2P portfolio with 30k EUR in the beginning of January, it’s time to document the second round.

This time around I invested 29.7k EUR (or 31.7k CHF thanks to the free conversion fees from Revolut) in 11 platforms which I personally think have a higher chance of being legit. After loosing 2 000 EUR with the sudden disappearance of Envestio I selected the platforms a bit more carefully.

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Investing 30k EUR in different P2P Lending platforms

The plan was set in stone in December. To invest 30k 28k EUR in different P2P Lending platforms at the beginning of January.

But let’s rewind to the week of Christmas. I proactively started signing up with the 15 different P2P lending/investing platforms on Monday 23rd of December and continued on Tuesday 24th of December.

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